BRRRR Calculator 2026: Buy, Rehab, Rent, Refinance, Repeat Analysis

Real Estate BRRRR Calculator with Live Data

Complete BRRRR analysis with real demographic data, live interest rates, and visualizations. Powered by US Census Bureau, Federal Reserve (FRED), and Chart.js.

Census API FRED API Charts Ready

Live Market Data & Analysis

ZIP Code

State Code

US Census Bureau Data ⓘ

Median Household Income

$85,000

Estimated

Population

23,500

In ZIP area

Median Rent

$2,200

Monthly

Federal Reserve Economic Data (FRED)

10-Year Treasury

4.25%

Current yield

30-Year Mortgage Rate

6.75%

National avg

Fed Funds Rate

5.33%

Target range

Market insights: Area median income supports rents $1,800–$2,200/mo. Interest rates above average; consider shorter-term financing.

Buy Phase Analysis

Purchase Price

$

After Repair Value (ARV)

$

Closing Costs

$

Inspection/Appraisal

$

Down Payment %

Acquisition Interest Rate %

Rehab Phase Analysis

Total Rehab Budget

$

Cosmetic Updates

Kitchen/Bath

Structural Repairs

Systems (HVAC, etc.)

Rehab Months

Loan Payment/Month

Utilities/Insurance

Rent Phase Analysis

Monthly Rental Income

$

Vacancy Rate %

%

Property Taxes

Insurance

Management Fee %

Maintenance %

Utilities

HOA Fees

Refinance Phase Analysis

Refinance Appraised Value

$

Refinance LTV %

%

Refi Interest Rate %

Loan Term (Years)

Closing Costs

Appraisal Fee

Other Fees

Current Loan Balance

Repeat Phase Analysis

Cash Available for Next Property

$

Target Property Price

Down Payment %

Repeat Cycle (Years)

Annual Appreciation %

📊 BRRRR Results Summary

Initial Cash Invested: $38,000

Cash-Out After Refinance: $61,000

Net Cash Invested: -$23,000

Cash-on-Cash ROI

5.3%

Monthly Cash Flow

$167

BRRRR Success Indicator

PoorGoodExcellent

Excellent - Infinite Return Potential

70% Rule: 64% of ARV (Target ≤70%)

✅ Infinite Return Achieved!

Total Project Cost

$146,700

Forced Equity

$33,300

Monthly NOI

$750

Cap Rate

5.0%

Cash Flow Over Time (5 Years)

Equity Build-Up

Portfolio Growth Projection

Buy me a coffee

This calculator provides estimates using live data from US Census Bureau and Federal Reserve APIs. Real estate investing involves risk. Data is for educational purposes.

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